VA- 100% Financing
VA loans help active military members, veterans and eligible surviving spouses become homeowners. This loan program allows you to purchase a home at very competitive interest rates without requiring a down payment or private mortgage insurance. With $0 down, a VA loan is one of the only loan programs that still allows the borrower to finance 100% of the home's value.
(The Department of Veterans Affairs (VA) Loan Guaranty program does not set a maximum amount that an eligible Veteran may borrow using a VA-guaranteed loan. Lenders may make loans to Veterans greater than the maximum county loan limit; however, lenders may require Veterans to make a down payment for the amount borrowed in excess of the applicable county loan limit.)
In order to qualify for a VA Loan there are specific service conditions each borrower must meet:
It's simple ... Lower Rates. Lower Payments. $0 Down. And we do credit scores as low as 540. Contact us to help you lower your monthly payment, lower your interest rate and purchase a home with $0 down.
(The Department of Veterans Affairs (VA) Loan Guaranty program does not set a maximum amount that an eligible Veteran may borrow using a VA-guaranteed loan. Lenders may make loans to Veterans greater than the maximum county loan limit; however, lenders may require Veterans to make a down payment for the amount borrowed in excess of the applicable county loan limit.)
In order to qualify for a VA Loan there are specific service conditions each borrower must meet:
- You have served 90 consecutive days of active service during wartime
- You have served 181 days of active service during peacetime
- You have more than 6 years of service in the National Guard or Reserves
- Certificate of Eligibility and DD-214 (for veterans only)
It's simple ... Lower Rates. Lower Payments. $0 Down. And we do credit scores as low as 540. Contact us to help you lower your monthly payment, lower your interest rate and purchase a home with $0 down.
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Deneen Bernard has been awarded the National Association Of Mortgage Brokers (NAMB) newest certification, the Certified Veterans Loan Specialist (CVLS).
VA loans are an amazing benefit that veterans have earned, and it’s our responsibility as loan originators to help them take advantage of it. But to maximize that benefit, a veterans needs their loan officer to know all the nuances. Lender guidelines often cover the top level information and it's not difficult for us to help them, but, sometimes those guidelines miss the ‘how’ for many of the subtle details of VA loans, and often include limitations that can be worked around if you know how. With this extra information, we're able to get deals done that nobody else can, and, help more veterans in the process. |
The Affordable Home Loans Team donates $100 from each of our transactions to this local charity. This past October we were able to present a check for $3,000!
Haven for Hero’s is committed to playing an active role in building a stronger future for homeless veterans and their families requiring assistance with shelter. Staying true to our mission and vision, being intentional with the individuals we serve, building on solid program practices, and evolving with the changing economy and population, our organization will provide quality services to every veteran in need. To learn more, click on the icon/logo. |
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