Affordable Home Loans
540-424-5700
  • Home
  • Meet Us
    • Our Ratings
    • Career Opportunities
  • Loan Center
    • Help for Homeowners: HARP 2.0
    • VA - For Veterans >
      • VA Renovation
      • VA IRRL- Streamline Refi
    • USDA >
      • USDA Renovation Loan
    • FHA >
      • 1.5% Down (2% Grant)
      • Streamline Refinance
      • Reverse Mortgage
      • Good Neighbor Program
      • 203K Rehab
    • Conventional (Fannie Mae/Freddie Mac) >
      • 1% DOWN
      • Conventional 97% LTV
      • HOME POSSIBLE
      • HOMEREADY
      • Homestyle Renovation Loans
      • Jumbo
    • One Time Close Construction Loan
    • Alternative Programs
    • Smart Series (Non Traditional) >
      • SmartVest
      • Smart Funds
      • Condos
    • Commercial Lending
  • The Loan Process
    • Step-By-Step Process >
      • Pre-Approval
      • How to Read a 1003
    • Improve Your Credit >
      • Financial Fitness
      • Trending Credit
      • Credit Score Updates
      • Lasting Impact of Foreclosures
  • Resources
    • Keeping Current - Real Estate Market
    • Housing Market Videos
    • Homes 4 Heroes
    • Down Payment Assistance
    • FREE Appraisal Offer
    • SPECIAL EVENTS
    • Testimonies
    • Mortgage Glossary
    • Real Estate Glossary
    • Women's Council of Realtors
    • Business Referrals
    • Stafford County Update
    • Marketing Fliers & Resources for Realtors
    • Downloadable Forms
If you have done business with us please take a moment to complete the survey below. We greatly appreciate your feedback as it is our goal to make each client’s mortgage experience pleasant and successful.
Submit

Read what others say about Deneen Bernard:

"Deneen was one of my best Branch Managers at Carteret Mortgage. She is hard working, ambitious, detail oriented and very experienced. I would recommend her for any position in any company. She is a  keeper." 
Eric Weinstein, Mortgage Division at 1st Commonwealth 
Bank of Virginia

 "I highly recommend Deneen to any and all  of my  clients in need of expert and personal attention that is needed in today's difficult Real Estate Mortgage Market. Her product knowledge and personal attention makes her a stand out in her Industry!" 
David Fine, Agent at River &  Rural Realty

"Deneen was a top performer at Carteret Mortgage.  She is one of the best in her field, and is a person of integrity.  I would recommend Deneen for any position of responsibility."
Matt Young, Director of Engineering and Information Technology at CorDev

"Deneen is who you call if you want experience and professionalism along with someone who truly cares about you. She goes out of her way for all her borrowers and is always looking out for their best interest (pun intended!). I've done closings for Deneen for the past 5 years and can attest to her involvement in the loan process from beginning to end. She always personally comes to her closings and that is extremely rare these days. She's  there to support her clients and assure that everything is correct and that they  are 100% comfortable with their loan.  She is also active in the local community and keeps up to date on everything financial. You won't find a more dedicated  individual than Deneen!" 
Cheryl Tipton, Licensed title Agent,  Stonewall Title & Escrow

    Contact Us

Submit
Picture
Picture
Picture
Proudly powered by Weebly
Deneen Bernard: NMLS: 207094
Motion Mortgage: NMLS: 358334

Office: 540-424-5700
Direct:  540-376-4194

Fax: 866-700-0278


Picture
Picture
APPLY ONLINE NOW
GET OUR MORTGAGE APP
PRIVACY POLICY
LEGAL DISCLAIMER
Live Chat Support ×

Connecting

You: ::content::
::agent_name:: ::content::
::content::
::content::