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USDA- 100% Financing Purchase Loan Programs 

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The USDA Rural Development program supplies $16 billion in funding to Americans in rural areas. Because millions of people qualify for different types of USDA loans, more families are turning to USDA Loans as a lending solution.

Most people in rural areas qualify for USDA loan benefits, but people living on the outskirts of a city or in a medium sized town may also qualify. 
Some of the eligibility standards that determine if you qualify for a USDA loan for your home include what county and zip code the home resides in, your current income and credit history, as well as the number of dependents you can claim. Because these guidelines are very specific, it is important to work with a company that has experience dealing with USDA government financing. Our specialists can help you determine if you are eligible and your qualification level. 

USDA loans are very popular because they: 
  • Can provide up to 100% financing 
  • Are guaranteed against loss by the US Department of Agriculture 
  • Typically have lower interest rates than FHA or VA loans
  • Offers reduce Mortgage Insurance Premiums (MIP)
  • Easier to qualify for than a conventional loan

There are few loan options that permit no downpayment AND reduced Mortgage Insurance Premiums - do not miss out on your chance for homeownership.


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Deneen Bernard: NMLS: 207094
Motion Mortgage: NMLS: 358334

Office: 540-424-5700
Direct:  540-376-4194

Fax: 866-700-0278


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