Before you go out shopping for homes, most realtors want a pre-approval letter that confirms you have applied and have been approved for a certain loan program and purchase amount. As mortgage originators with a 15 year track record, we stand by our client's pre-approval letters and they know they can shop with confidence.
But what if you already know you are not in a position to be approved due to low credit scores, or possibly high debt to income ratios that disqualify you from obtaining financing?
First of all, it is crucial that you understand how your credit score affects your interest rate and overall payback on your loan amount. You could save yourself tens of thousands of dollars by improving your credit before you take that step to apply for home financing.
WHY DO WE HAVE SUCH A HIGH SUCCESS RATE?
We are certified FICO score specialists. Trained and dedicated to working with folks who have blemishes on their credit profiles but are willing to put in the time, financial resources and effort into improving their credit scores.
HOW DO WE ACCOMPLISH THIS?
We offer periodic educational seminars at both public and private venues, as well as online webinars. We also conduct one-on-one consultations with those seeking to become home buyers.
Whether you are a first time home buyer, returning to home ownership due to a previous foreclosure, short sale, deed in lieu, bankruptcy, or your credit suffered due to a divorce or financial hardship, we can help you get back on track.
We believe we have an obligation to help those that traditional bank, credit unions, or conservative lending institutions, toss aside or outright reject as viable applicants.
HOW DO I GET STARTED?
You can check our "EVENTS" page on this site to see if we have an event scheduled in the near future, or you will need to register for an initial consultation (complete the "Contact Us" form below). Once we have received your request we will reach out via email within one business day to schedule a phone appt. After a brief 15-30 minute discussion, we will know whether of not you are a viable candidate for our credit repair program.
If you agree to enter the program, we will then conduct an in depth analysis of your credit report as well as evaluate your financial situation. We may even suggest you check out our Financial Fitness Program to ensure you are following good money management practices. Working together we will be able to set goals to improve your credit as well as put you in a good financial position to afford a long term mortgage payment commitment.
Remember, it doesn't matter if you are a first time home buyer or returning to home ownership -- if you think your credit has been damaged be sure to contact us for a free consultation.
But what if you already know you are not in a position to be approved due to low credit scores, or possibly high debt to income ratios that disqualify you from obtaining financing?
First of all, it is crucial that you understand how your credit score affects your interest rate and overall payback on your loan amount. You could save yourself tens of thousands of dollars by improving your credit before you take that step to apply for home financing.
WHY DO WE HAVE SUCH A HIGH SUCCESS RATE?
We are certified FICO score specialists. Trained and dedicated to working with folks who have blemishes on their credit profiles but are willing to put in the time, financial resources and effort into improving their credit scores.
HOW DO WE ACCOMPLISH THIS?
We offer periodic educational seminars at both public and private venues, as well as online webinars. We also conduct one-on-one consultations with those seeking to become home buyers.
Whether you are a first time home buyer, returning to home ownership due to a previous foreclosure, short sale, deed in lieu, bankruptcy, or your credit suffered due to a divorce or financial hardship, we can help you get back on track.
We believe we have an obligation to help those that traditional bank, credit unions, or conservative lending institutions, toss aside or outright reject as viable applicants.
HOW DO I GET STARTED?
You can check our "EVENTS" page on this site to see if we have an event scheduled in the near future, or you will need to register for an initial consultation (complete the "Contact Us" form below). Once we have received your request we will reach out via email within one business day to schedule a phone appt. After a brief 15-30 minute discussion, we will know whether of not you are a viable candidate for our credit repair program.
If you agree to enter the program, we will then conduct an in depth analysis of your credit report as well as evaluate your financial situation. We may even suggest you check out our Financial Fitness Program to ensure you are following good money management practices. Working together we will be able to set goals to improve your credit as well as put you in a good financial position to afford a long term mortgage payment commitment.
Remember, it doesn't matter if you are a first time home buyer or returning to home ownership -- if you think your credit has been damaged be sure to contact us for a free consultation.
AHL CREDIT REPAIR SERVICES

Analyze your present
We use Credit Plus Xpert which allows us to pull a "soft report" showing us your account and payment history, derrogatory collections, charge-offs, judgments/liens, bankruptcies, etc. With this ifnormation we can...
Clean up your past
We show you how to work with the credit bureaus and your creditors to challenge
the negative report items that affect your credit score, and we can...
Change your future
We’ll maximize your FICO score so you can achieve your goals
and learn how to maintain your awesome credit
long after our work is done