CERTIFIED AND NATIONALLY LICENSED, WE ARE COMMITTED TO RAISING MORTGAGE INDUSTRY STANDARDS OF PRACTICE, ETHICS, AND PROFESSIONALISM,
ONE CUSTOMER AT A TIME.
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
Today’s technology is providing a more productive environment to work in. For example, through our website you can download an application or request a pre-qualification certificate, evaluate your different financing options by reviewing our many mortgage programs, and learn all about the mortgage loan process, from start to finish.
Our job is to learn what your short and long term home financing goals are and integrate this fiscal plan into your home mortgage program. We are here to answer ALL of your questions and concerns.
Who can I trust? MEET OUR MORTGAGE ADVISOR
Where do I start? BASICS - HOW DO I APPLY?
How much can I afford? PRE-QUALIFICATION
What is the right loan for me? LOAN PROGRAMS
Can you explain the process? APPLICATION TO SETTLEMENT
Current mortgage rates? UNDERSTANDING RATES
How important is credit? KNOW YOUR CREDIT SCORE
Buying a home? HIRE A PROFESSIONAL REALTOR
What's my home worth? ASK AN APPRAISER
Its a big financial decision. TALK TO A FINANCIAL PLANNER
Today’s technology is providing a more productive environment to work in. For example, through our website you can download an application or request a pre-qualification certificate, evaluate your different financing options by reviewing our many mortgage programs, and learn all about the mortgage loan process, from start to finish.
Our job is to learn what your short and long term home financing goals are and integrate this fiscal plan into your home mortgage program. We are here to answer ALL of your questions and concerns.
Who can I trust? MEET OUR MORTGAGE ADVISOR
Where do I start? BASICS - HOW DO I APPLY?
How much can I afford? PRE-QUALIFICATION
What is the right loan for me? LOAN PROGRAMS
Can you explain the process? APPLICATION TO SETTLEMENT
Current mortgage rates? UNDERSTANDING RATES
How important is credit? KNOW YOUR CREDIT SCORE
Buying a home? HIRE A PROFESSIONAL REALTOR
What's my home worth? ASK AN APPRAISER
Its a big financial decision. TALK TO A FINANCIAL PLANNER
Struggling with your mortgage payments?
Unable to refinance at today's low rates due to loss of equity? You may be eligible for a new and improved government sponsored program called HARP 2.0 (Home Affordable Refinance Program), available March 2012.
Click here to learn more.
Click here to learn more.
Hear what others in the mortgage industry are saying about Deneen Bernard, our top Mortgage Originator:
"Deneen was one of my best Branch Managers at Carteret Mortgage. She is hard working, ambitious, detail oriented and very experienced. I would recommend her for any position in any company. She is a keeper."
Eric Weinstein, Mortgage Division at 1st Commonwealth Bank of Virginia
"“I have found Deneen Bernard to be one the of the most passionate people I have ever been around. She truly goes to the ends of the earth to make sure her customers are properly cared for. Unlike most, Deneen is a business person who does what is best for the customer and not herself. Deneen embodies everything you look for in a business leader. Trust, Integrity and most importantly Honor."
Tony Bolding, Regional Wholesale Sales Manager at Home Savings of America
"Deneen has assisted us multiple times with financial opportunities. She has the highest caliber of integrity and is extremely efficient. I highly recommend her."
Chris Neidermeyer, Deputy CIO for Business and IT Modernization at the Department of Housing and Urban Development
540-424-5700
